COURSES WE OFFER
Crack Banking Exams with Expert Guidance & Proven Results
Our RESULTS
Consistent Results. Confident Bankers.
Become a Certified Debt Recovery Agent (DRA)
Sanma International, recognized as one of the Best service providers in India, proudly offers professional training and certification programs for individuals aspiring to become Debt Recovery Agents (DRA), in full compliance with Reserve Bank of India (RBI) guidelines and industry standards.
Our DRA training course equips candidates with the essential knowledge, practical skills, and legal understanding required to recover debts efficiently and ethically on behalf of banks, NBFCs, and financial institutions.
Why Choose Sanma International for DRA Training?
Industry-Recognized Curriculum
Experienced Trainers from Financial & Legal Backgrounds
Compliant with RBI Guidelines
Certification Valid Across Major Banks & Institutions
Available Online & Offline (Flexible Batches)
Placement Assistance & Practical Exposure
What You’ll Learn in the Program:
Introduction to Debt Recovery & Financial Systems
Understanding Loan Agreements & Recovery Rights
RBI Guidelines for DRAs
Legal Aspects: SARFAESI Act, Civil Recovery, Lok Adalats
Communication Skills & Negotiation Techniques
Handling Field Recovery & Skip Tracing
Ethics, Code of Conduct, and Fair Practices
Report Writing & Case Documentation
Who Can Join?
Aspiring professionals looking to enter the banking/finance recovery sector
Retired bank staff or field agents seeking certification
Business owners managing in-house collections
Anyone with 10th pass or above and basic communication skills
Education Consultancy Services
“Your future doesn’t begin with an offer letter — it begins with the right guidance. That’s where Sanma comes in.”
Sanma International, recognized as one of the Best service providers in India, proudly offers professional training and certification programs for individuals aspiring to become Debt Recovery Agents (DRA), in full compliance with Reserve Bank of India (RBI) guidelines and industry standards.
Our DRA training course equips candidates with the essential knowledge, practical skills, and legal understanding required to recover debts efficiently and ethically on behalf of banks, NBFCs, and financial institutions.
Our Education Consulting Services Include:
Career Counseling & Goal Mapping: Helping students choose the right career paths based on interests, strengths, and global market demands.
University & Country Selection: Recommending the best institutions and destinations based on academic profile, financial capacity, and career goals.
Application & Admission Assistance: End-to-end support for university applications, document verification, and communication with admission departments.
Statement of Purpose (SOP) & Documentation: Professional writing and review services to create strong SOPs, LORs, and resumes.
Scholarship & Financial Aid Guidance: Assistance in identifying and applying for funding opportunities, grants, and partial scholarships.
Visa Filing & Interview Preparation: Expert support with visa documentation, mock interviews, and embassy appointment scheduling.
Pre-departure & Post-arrival Support: Travel planning, packing checklists, insurance guidance, accommodation help, and settlement assistance.