Shape your future with us

COURSES WE OFFER

Crack Banking Exams with Expert Guidance & Proven Results

JAIIB Coaching

Our JAIIB coaching covers all three papers with clear teaching, study materials, and regular mock tests to help you pass confidently on your first attempt

JAIIB Coaching

Our JAIIB coaching covers all three papers with clear teaching, study materials, and regular mock tests to help you pass confidently on your first attempt

CAIIB Coaching

Our CAIIB coaching offers focused training, expert guidance, and mock tests to help you clear the exam confidently and advance your banking career.

CAIIB Coaching

Our CAIIB coaching offers focused training, expert guidance, and mock tests to help you clear the exam confidently and advance your banking career.

IBPS Coaching

We provide focused coaching for IBPS PO, Clerk, and RRB exams conducted by Institute of Banking Personnel Selection with expert guidance and regular mock tests.

IBPS Coaching

We provide focused coaching for IBPS PO, Clerk, and RRB exams conducted by Institute of Banking Personnel Selection with expert guidance and regular mock tests.

SBI Coaching

We provide focused coaching for SBI PO and SBI Clerk exams conducted by State Bank of India, with intensive mock tests and speed-based practice sessions.

SBI Coaching

We provide focused coaching for SBI PO and SBI Clerk exams conducted by State Bank of India, with intensive mock tests and speed-based practice sessions.

Kerala Bank Coaching

We offer focused coaching for exams conducted by Kerala Bank with special emphasis on Kerala GK, Banking Awareness, and Quantitative Aptitude.

Kerala Bank Coaching

We offer focused coaching for exams conducted by Kerala Bank with special emphasis on Kerala GK, Banking Awareness, and Quantitative Aptitude.

Our RESULTS

Consistent Results. Confident Bankers.

JAIIB RESULT

CAIIB RESULT

IBPS RESULT

SBI RESULTS

What Our Students Say

I really enjoyed the session. The explanations were clear and the class was very interactive. It helped me understand banking topics much better.

Jithu Manoj

The bank coaching session with Mr. Praveen was really helpful. He explained everything clearly and made the class easy to follow. His experience in banking helped us understand the topics better.

Nimmy Sebastian

The class was very useful and easy to understand. I liked the way the topics were explained with simple examples. It was a good learning experience.

Midhun Mathew

The session gave me a better understanding of banking and its practical side. The class was simple, informative and easy to follow.

Navin Babu

The coaching session was really helpful. The topics were explained in a simple way and all our doubts were cleared. I would definitely recommend this class to others.

James Thomas

It was a very good class and I learned a lot from the session. Mr. Praveen explained the topics clearly and also shared useful examples from his experience.

Jincy T

Bank Coaching Class by Mr. Praveen
Former Assistant Vice President, ICC Bank | Senior Faculty

Our Team of Experts

Become a Certified Debt Recovery Agent (DRA)

Sanma International, recognized as one of the Best service providers in India, proudly offers professional training and certification programs for individuals aspiring to become Debt Recovery Agents (DRA), in full compliance with Reserve Bank of India (RBI) guidelines and industry standards.

Our DRA training course equips candidates with the essential knowledge, practical skills, and legal understanding required to recover debts efficiently and ethically on behalf of banks, NBFCs, and financial institutions.


Why Choose Sanma International for DRA Training?

  • Industry-Recognized Curriculum

  • Experienced Trainers from Financial & Legal Backgrounds

  • Compliant with RBI Guidelines

  • Certification Valid Across Major Banks & Institutions

  • Available Online & Offline (Flexible Batches)

  • Placement Assistance & Practical Exposure


What You’ll Learn in the Program:

  • Introduction to Debt Recovery & Financial Systems

  • Understanding Loan Agreements & Recovery Rights

  • RBI Guidelines for DRAs

  • Legal Aspects: SARFAESI Act, Civil Recovery, Lok Adalats

  • Communication Skills & Negotiation Techniques

  • Handling Field Recovery & Skip Tracing

  • Ethics, Code of Conduct, and Fair Practices

  • Report Writing & Case Documentation


Who Can Join?

  • Aspiring professionals looking to enter the banking/finance recovery sector

  • Retired bank staff or field agents seeking certification

  • Business owners managing in-house collections

  • Anyone with 10th pass or above and basic communication skills

Service is Our Top Priority

We are committed to delivering fast, reliable, and professional service tailored to your unique needs. Whether you’re looking for expert guidance, practical solutions, or complete support, our team is here to help you every step of the way. Your satisfaction is our biggest goal, and we work hard to make your experience smooth, stress-free, and successful because your trust matters most to us.

Education Consultancy Services

“Your future doesn’t begin with an offer letter — it begins with the right guidance. That’s where Sanma comes in.”

Sanma International, recognized as one of the Best service providers in India, proudly offers professional training and certification programs for individuals aspiring to become Debt Recovery Agents (DRA), in full compliance with Reserve Bank of India (RBI) guidelines and industry standards.

Our DRA training course equips candidates with the essential knowledge, practical skills, and legal understanding required to recover debts efficiently and ethically on behalf of banks, NBFCs, and financial institutions.

Our Education Consulting Services Include:

  • Career Counseling & Goal Mapping: Helping students choose the right career paths based on interests, strengths, and global market demands.

  • University & Country Selection: Recommending the best institutions and destinations based on academic profile, financial capacity, and career goals.

  • Application & Admission Assistance: End-to-end support for university applications, document verification, and communication with admission departments.

  • Statement of Purpose (SOP) & Documentation: Professional writing and review services to create strong SOPs, LORs, and resumes.

  • Scholarship & Financial Aid Guidance: Assistance in identifying and applying for funding opportunities, grants, and partial scholarships.

  • Visa Filing & Interview Preparation: Expert support with visa documentation, mock interviews, and embassy appointment scheduling.

  • Pre-departure & Post-arrival Support: Travel planning, packing checklists, insurance guidance, accommodation help, and settlement assistance.